Home / Retail Loan / Balance Transfer
Retail loans · Balance transfer
Move your home loan to a better deal
Transfer your existing home or property loan to a lender with better terms, and reduce interest, consolidate debt and simplify your repayments.
Why choose this with Finexa
Lower EMIs
A better rate can bring down your monthly outgo.
Save on interest
Cut the total interest paid over the remaining tenure.
Top-up option
Raise additional funds during the transfer where lenders allow.
What you can transfer
Home loan
Move your home loan to a lender with a lower rate.
Loan against property
Switch your LAP to better terms.
Top-up facility
Raise additional funds during the transfer, where the lender allows.
Education loan
Refinance your education loan on improved terms.
Documents you may need
Indicative list. Your adviser will confirm what your chosen lender requires.
- KYC and address proof
- Existing loan statement and sanction letter
- Income proof and bank statements
- Property documents, if secured
- Foreclosure letter from the current lender
How it works
01
Tell us your need
Share a few details in a short application.
02
Get matched
We shortlist lenders that fit your profile.
03
We negotiate
Advisers work on rate and terms for you.
04
Get funded
Sign, and funds are disbursed by your lender.
Common questions
Compare the interest saved over your remaining tenure with processing and foreclosure charges. We run this comparison for you.
Ready to talk to an adviser?
Call +91 9081570708 or request a call back and we will get in touch.